Insurance

How to save on car insurance & What to know!



Saving on car insurance can lead to literal thousands of dollars saved over a lifetime, so why not try and lower your insurance premium?

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MORE FROM COMMON CENTS MIKE:
HOW TO INVEST with Wealthfront https://youtu.be/ScV2xk3O_gY
HOW TO REFINANCE YOUR CAR with RateGenius https://youtu.be/PreeQ9izAJY

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Comments (19)

  1. Check out the newer version & how we saved! https://youtu.be/euCN6Tmc15w

  2. taking a written driving course can get you a discount of about 10%

  3. I use Mors Mutual Car Insurance. So reliable.

  4. Are you single?

  5. Don't most ins. Co. Give a discount depending on how long youve been with yr present company?. We switched car ins. After being with another company for 20 years. We did that on the advice of our Edward Jones Financial guy. Advices to go two farmers and leave State Farm I think it was based on the fact that he networked with that company. Turns out they ended up charging us more a lot more than State Farm. So when I started shopping around all the other company said we would have got a good discount if we had waited to change from state farm to a new company. Just something FYI. Also different states require different amounts up insurance coverage.

  6. So I got a policy last month and it cost too much, I heard canceling is not the way to go is this true

  7. Liberty Mutual increased my "so I can drive to work" extortion fee 254% over a 3 1/2 year period from 2012 – 2015. There was NO REASON as I have NEVER had an accident, filed any claims, no moving violations and I own my home and have a college education and live in a low density population area (rural). I finally had to tell them to FO…I found out David Long, CEO of LM, has plans to become wealthy in as short of period of time as he can. He has had his office remodeled at a cost of 4.5 million dollars-totally unnecessary.
    Further research revealed that the Georgia (where I live) state insurance commissioner, Ralph Hudgens, had lobbied to have removed regulatory rulings that insurance company rate increases be reviewed for qualification before implementing pricing increases. Hudgens implemented what he called "file and use" protocol. Insurance premiums immediately shot skyward in Georgia and made our state the highest cost increase for auto insurance in the country. Hudgens responded to the huge public outcry that he was "helpless" and "unable" to do anything because of the regulations removal that HE pushed for!!!
    Obviously, Hudgens did not seek re-election in 2018 as it had become well known he sleeps with the insurance companies (they contributed heavily in his campaign funding in past elections.) BTW- he is a Republican.
    So now we have a new republican state ins. commissioner in control. I have sent this guy a letter detailing what I have said here and his response (before the election) was "we'll see once he gets in office." Yeah-right……..in the meantime I'll continue to drive a cheap used car because it just makes economic sense and don't want to give away any more money to insurance companies than I have to….because it IS a total ripoff scam industry. ..

  8. My car insurance rate has more doubled over the last 7 years… use to pay 500 bucks a year now its 1400 dollars a year…
    Had quotes for over 2000 a year redicilas… might as well use uber at that rate…. cant even see how those drivers make a living

  9. There is no such thing as "Full coverage."

  10. HEYY V SAUCE

  11. Your videos have so much value. Thank you so much sir!

  12. But why is he wearing army glasses?

  13. There is an age-old axiom, you get what you paid for. I work for Allstate, EVERY client I speak to I spend time with talking about coverages and how they can impact your life. I cover every bit of the policy in fine detail so my customers know exactly what they are buying. Ask yourself this, if you were in an accident and it was your fault and one person was killed and one person was seriously injured and had to spend 10 days in the hospital, are you protected? If you do not know the answer to this simple question…….GET A NEW AGENT, they have failed you as a customer. All of my clients get my personal cell number. I tell them I do not care of it is 2am, if they are in a wreck CALL ME….not our 800 number. I have a laptop I take with me everywhere. I am available to my clients 24/7, and a lot fo them text me simple questions and enjoy the fact that they can get in touch with Dave The Allstate Guy anytime they need to.
    Every time you get in a car, ALL of your assets are in the trunk of your car. Your house, retirement, investments, children's college funds, future earnings. When you got your auto insurance if your agent didn't spend time with you finding out what your current life situation is…..get a new agent. They failed you as a client!
    In closing shopping for the absolute lowest cost in anything is never a good strategy. Shopping for the best value is always the best way to go.

  14. I always thought putting somebody else on your policy would cost you money

  15. Dale Hansen and his group were fantastic to deal with! They were efficient and knowledgeable in helping with my insurance needs.

  16. Isn't rate based on your credit score?

  17. Every video you have posted, has helped a lot! Thank you so much!!

  18. Wow, I've been watching you for a while now. Never knew you were in Texas. I'm in Dallas! I love this town!

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